Comments on: Monday 27: Protect Yourself from Identity Theft http://everymondaymatters.com/27/ 52 Ways to Make a Difference Thu, 20 Nov 2008 12:16:26 +0000 http://wordpress.org/?v=2.5.1 By: Chad Cottle http://everymondaymatters.com/27/#comment-220 Chad Cottle Tue, 05 Aug 2008 15:17:02 +0000 http://everymondaymatters.com/?p=87#comment-220 I found it interesting that 63% of identity theft is committed by family members, friends, neighbors, or co-workers. I thought it would be higher. I was a victim this year. The perpetrator was my ex-wife. She opened a credit card in my name with my social security number without my consent. I didn't know about it until the bank called me to ask why I hadn't made a payment in four months. The amount in question was nearly $4,000. I spent about 20 hours attempting to resolve the problem. The bank was very patient with me and treated my identity theft claim as a legitimate claim. It took four months for them to complete their investigation and I was absolved of any responsibility for the credit card. I guess my ex-wife took responsibility for it after direct contact with the bank, but I don't know how it turned out. It was removed from my credit history and everything turned out okay. My heart goes out to anyone else who has experienced identity theft. I found it interesting that 63% of identity theft is committed by family members, friends, neighbors, or co-workers. I thought it would be higher. I was a victim this year. The perpetrator was my ex-wife. She opened a credit card in my name with my social security number without my consent. I didn’t know about it until the bank called me to ask why I hadn’t made a payment in four months. The amount in question was nearly $4,000. I spent about 20 hours attempting to resolve the problem. The bank was very patient with me and treated my identity theft claim as a legitimate claim. It took four months for them to complete their investigation and I was absolved of any responsibility for the credit card. I guess my ex-wife took responsibility for it after direct contact with the bank, but I don’t know how it turned out. It was removed from my credit history and everything turned out okay.

My heart goes out to anyone else who has experienced identity theft.

]]> By: Joan Grant http://everymondaymatters.com/27/#comment-207 Joan Grant Sat, 26 Jul 2008 20:37:18 +0000 http://everymondaymatters.com/?p=87#comment-207 I just experienced credit card fraud. While I was on vacation for a week, the limo driver who took me to the airport, used my credit card number to purchase over $16,000 in 'stuff'. Fortunately my bank was amazing and I wasn't responsible for the charges. But, if this is a taste of identity theft...I don't want it :) I just experienced credit card fraud. While I was on vacation for a week, the limo driver who took me to the airport, used my credit card number to purchase over $16,000 in ’stuff’. Fortunately my bank was amazing and I wasn’t responsible for the charges. But, if this is a taste of identity theft…I don’t want it :)

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